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Investment projection

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See how your current savings and monthly investing grow with compound returns, year by year from your start age to age 100.

How this calculator works

You start with any savings you already have, then invest the same amount every month from your start age until the age you stop. Returns compound monthly, so each month you earn growth on everything invested so far plus all earlier growth. After you stop adding money, the balance keeps compounding on its own, which is why starting early matters so much: money invested in your twenties has decades longer to grow. A 10% yearly return is close to the long-run average of the U.S. stock market before inflation, but real returns vary a lot from year to year, and some years are negative.

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Disclaimer: This page is for education only and is not investment advice. Returns are not guaranteed, past market performance does not predict future results, and investments can lose value. Consider talking with a licensed financial professional before investing.

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